Fees and Insurance

Out of Pocket Costs: 

Insurance:

*Please review the Following Information to Help You Make the Best Decision*

New Roots Counseling has some counselors who are currently in-network with United Health Care, UHC / All Savers. We should be in-network with Aetna soon. We have submitted applications to be in-network with them and are waiting for them to process those applications. 

Some things to consider before choosing to use your insurance for mental health benefits: 

Most health insurance companies now include some form of mental health coverage and at times employers even offer a limited number of “free counseling” known as an EAP. But before using your benefits, there are some important things to consider. You can always decide to use your benefits, but you can’t undo many of consequences of using them. 

“Medical Necessity”: 

Insurance companies require that mental health treatment be “medically necessary” – to be medically necessary, treatment must address a mental disorder. 

A Mental Health Diagnosis: 

Medical necessity is established by psychiatric symptoms being matched to a diagnosis. Insurance companies require that the counselor assign a mental health diagnosis for the patient. To be able to bill insurance, paperwork for counseling includes a release, which allows the insurance company to have access to any and all records including session notes. 

The Effects of a Diagnosis: 

This diagnosis can impact jobs with the government or military, jobs with security clearances, aviation, or any other job requiring health-related checks before hiring an employee.

After receiving a diagnosis, an individual will have to answer yes to any question pertaining to seeking treatment for a psychiatric problem. If you apply for individual health, life, or disability insurance, the mental health diagnosis can increase your rate for coverage and determine if you are rejected from coverage.

Many individuals who have lost their jobs and have to seek private coverage are not able to find an insurance company who will cover them due to their mental health diagnosis.

A diagnosis given to a child can impact their future in many ways including being labeled throughout their schooling years and impacting future employment with military, government jobs, or any employment requiring a health-care related check.

Many clients may also choose not to use insurance for varying reasons, including not being diagnosed, having more privacy, and not letting insurance have any control over number or length of sessions etc.

Are There Other Options Besides Using Insurance?:
To avoid the risks listed above, our office offers self-pay rates. Our rates range from $125 – $225 per session. We are committed to providing you with excellent, quality care, while protecting your confidentiality and privacy.